The Deficit Reduction Act of 2005 paved the way for LTC Partnership programs. Effective September 1, 2008 the state of Ohio mandated the completion of a LTC Partnership Training course prior to writing a Long-Term Care policy.
Ohio Insurance CE Requirements:
Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Ohio, producers must complete an initial 8-hour, state-approved LTC training course.
Resident producers: Ohio requires resident producers to take an Ohio 8-hour NAIC Partnership course that has been assigned an LTC8 category. Resident producers may take an 8-hour NAIC Partnership courses in another state, but it must have been approved by the OHIO DOI as an LTC8 category.
Non-resident producers: Ohio has adopted training reciprocity. This means that non-resident producers may take an Ohio 8-hour NAIC Partnership course OR they may take an 8-hour NAIC Partnership course from another state.
Ongoing 4-hour LTC training requirement: After completing the initial 8-hour training requirement, Ohio requires producers to complete a 4-hour refresher course that has been state-approved assigned an LTC4 category every 24-month compliance period following completion of the initial LTC training. This training requirement is for both resident and non-resident producers.